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In
today’s Europe, the scenario of very low birth-rates together
with an increasing ageing population is repeated in most countries.
This situation emphazise the need to provide for additional income sources
to the public pensions on retirement, particularly if one is concerned
about maintaining the standard of living close to the current in the
so called “Third Age”.
In this respect, our pensions advice services focus on the analysis
and comparison of the different instruments which exist in the market
to provide for additional income on retirement, taking
into account each client´s special characteristics and needs.
On the other hand, a sudden death or disability
which can have important economic implications to a person and his/hers
related, should not be forgotten, and is also covered by the different
pension instruments. |
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Companies,
Organisations or Associations:
•
Advice on employee benefits.
•
Study and analysis of possible pension instruments: e.g. pension plans
or life insurance.
• Actuarial valuations of employee benefits, both under the local
Spanish standards as well as the international (IAS 19).
Private Individual:
• Study and analysis of pension alternatives: e.g. pension
plans or life insurance. |